Balancing your needs in a bidding war

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In 2021, almost 75% of the offers written by Nest Realty agents were for properties with multiple offers, up from 45% a year earlier. And that trend doesn't show any sign of abating in 2022.
What makes you a “first-time buyer”?

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It sure sounds as though someone who has owned a house before cannot possibly be a “first-time” home buyer, but that’s not the case. HUD, for example, has broader definitions of the term.